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Ensure Protection For Your Near and Dear ONES
After the blood bath in the recent terrorist attacks, we are all worried about the safety of our near and dear ones. Your savings from your time overseas can be easily channeled to meet your family's needs, both now and for the future. All of your family members should be adequately INSURED.

Whether it's your dream to retire in your hometown, to secure funds for your children's education, or just to build assets to ensure your family's continued happiness, ICICI Prudential has a range of NRI insurance solutions that can be customized to meet your needs.

  • Life Insurance
  • Retirement Solutions
  • Health Solutions

Life insurance ensures that your family will receive financial support in your absence. Put simply, life insurance provides your family with a sum of money should something happen to you. It protects your family from financial crises.

In addition to serving as a protective cover, life insurance acts as a flexible money-saving scheme, which empowers you to accumulate wealth-to buy a new car, get your children married and even retire comfortably. Life insurance also triples up as an ideal tax-saving scheme.
   
Protection Plans
 

The sole objective of these plans, as their name indicates, is to serve the protection needs of the customer and by doing so, safeguard one's family from the financial implications of unfortunate circumstances than one cannot foresee.

Under the Protection Plans, ICICI Prudential brings to you the following products out of which we will concentrate on Save 'n' Protect plan.

1) PURE PROTECT
2) LIFEGUARD
3) SAVE'N'PROTECT
4) CASHBAK
   
Why Save'n'Protect
 

Life Insurance Scheme

Assure your loved ones stay secure, even when you are unable to hold up the protective umbrella yourself. Invest in ICICI Prudential's Save'n'Protect life insurance scheme, and in addition to safeguarding your family, Save'N'Protect will enable you to make regular, systematic savings, so you can effortlessly provide your family with every comfort and meet your long-term financial objectives.

Learn more about the features and benefits of the Save'n'Protect life insurance scheme and start protecting the future of your family and loved ones today!
   
Save'n'Protect at a glance
 
Minimum Sum Assured  Rs 50,000
Minimum Term  10 years
Maximum Policy Term  30 years
Minimum Entry Age  0 years
Maximum Entry Age  60 years
Maximum Age at maturity  70 years
Minimum Premium  Rs 6000 p.a.
   
TAX BENEFIT
 

Premium paid for the policy and critical illness benefit rider will be eligible for tax benefit under section 80C & 80D respectively, any benefit amount received under this policy will be eligible for the tax benefit under section 10 (10D), as per prevailing Income Tax laws.

   
FEATURES AND BENEFITS OF SAVE'N'PROTECT
 

When you invest in Save'N'Protect plan, you give yourself the guarantee of safeguarding your family's well being in addition to savings towards some important goals.

Take a look at the features and benefits of this plan:

Sum Assured : Choose your Sum Assured depending on the level of cover with which you want to protect your family. The minimum Sum Assured is Rs.50,000.

Premium paying modes : Choose to pay your premium in bi-annual or annual installments. Your premium is determined based on your age and the Sum Assured you choose.

Death benefit : Your nominee will immediately receive the Sum Assured and accrued guaranteed and vested bonuses, should something happen to you.

Maturity benefit : Receive guaranteed and vested bonuses plus the Sum Assured when your policy matures.

Extended life cover : Opt to protect your family even after you have stopped paying the premium. Enjoy an extended cover for 5 years, at 50% of the Sum Assured, after your policy matures.

NO MEDICALS : NO requirement of any medical examination on submission of income proof for persons with age below 35 years for life insurance cover up to 15 lacs. and for age between 35 years to 45 years for cover up to 10 lacs.

Additional riders : Keep your family financially secure even in the event of a critical illness, accident and disability. Invest in Critical Illness Rider (CIR), Accident and Disability Benefit Rider (ADBR) and Accident Benefit Rider (ABR).

Tax benefits : Enjoy tax deductions on your premiums (u/s 80 C) and tax exemptions on maturity proceeds and death benefit [u/s 10 (10 D)] as per prevailing Income Tax laws.

 
 
A Benefit Illustration is attached hereby for your perusal for a life of 35 years with 5 lacs insurance and premium of rs.23,299 p.a. with term of 20 years. The maturity amount comes to 10 lacs plus.
Click Here to view Illustration...

We look forward to receive your reply in this regards along with your or your family members' s (on whose name you wish to take plan) date of birth, Name, address, amount of premium , term of plan etc.

 
Thanks and Regards,
Poonam R Gupta